Debt free America is a myth.
But with debt relief programs and federal money, we’re getting closer and closer to a debt-free America.
Here are six ways to save money by not paying your bills.1.
Don’t pay rent, utilities, or bills online.
Most people think they can simply pay online with credit cards, pay off their mortgages, or pay bills with cash.
Unfortunately, these solutions have the potential to hurt your credit score, and even make it harder to get a job or find a home.
If you don’t know where your money is going, you might be stuck with a bill that’s too high, or you might find yourself in a debt trap.2.
Pay your bills with a debit card.
This is the easiest way to save on your debt.
It doesn’t have to be complicated, and it’s easy to use.
The only fees you need to pay are for the merchant, the card company, and the processing fees.
Most debit cards have a “pay now” option, which lets you pay your bills online with a few clicks.
You can also pay your phone bills, internet bills, and other non-debit payments at your local post office or bank.
The credit card company usually charges a flat $1.00 processing fee.3.
Pay with cash from a credit card.
There are a lot of options to pay your mortgage, bills, utilities and other bills with money in a credit or debit card, but this one is the most popular and is the one most people choose.
Paying with cash allows you to avoid having to pay interest and fees on your debts.4.
Pay cash from your bank account.
The average household makes about $5,000 per year, and most of that money is in checking, savings and other credit cards.
Pay off your credit cards or pay off a mortgage with cash, and you’re saving money for retirement and other expenses.5.
Pay a bill with a credit union.
Banks and credit unions offer a number of options for paying your debt, including debit cards, prepaid cards, and a variety of prepaid credit cards that are linked to a number for you to choose from.
You don’t have any obligation to pay for the service.6.
Pay at a credit bureau.
Many banks and credit bureaus offer free credit monitoring, credit counseling, and advice on debt management and repayment.
If that doesn’t help, you can always call your credit bureau to get advice.